How did I get here? Too frequently, our lives are not really choices, but the result of circumstances. In my case, it was serendipity – a fortunate set of circumstances that brought me to a situation where I can now devote my working life to philanthropy. Twelve years ago, the very idea of giving would have seemed alien, as I had neither time nor money. My sole pre-occupation was survival of my business. I hope also that the journey is only partly completed. I don’t try to guess where I will be in twelve years’ time.